Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments. YOU CAN ENROLL YOURSELF RIGHT NOW BY CLICKING THE BUTTON ABOVE, but we are always hear and ready to help you enroll.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
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Nobody plans to get sick or hurt, but bad things happen â€” even to healthy people. *A broken leg can cost $7,500 to treat. Three days in the hospital can cost $30,000. Thatâ€™s a lot of money to come up with out of your own pocket. Having that kind of medical debt can really limit your options.
If you're paying for every medical service yourself, you may make some health care decisions based on money instead of what's best for your health.