Facebook-f Instagram X-twitter Linkedin-in
(210)774-5931
Get a Quote

Life Insurance

Planning Ahead for End-of-Life ExpensesLife Insurance Ensures The Future

Life insurance is one of the most important investments you can make. It is an investment in yourself and the future of your loved ones. Life insurance protects your family! A life insurance policy can be used in many ways. Policies can be used towards paying off debts and estate taxes, providing money for continuing mortgage payments, and keeping your business up and running upon your passing. Most importantly, it can be used to ensure that your family’s dreams for the future become reality.

one of a kindSeguro Life PLUS

AHIA offers a one of a kind life insurance plan for those looking for additional resources and support for the whole family.  Seguro Life PLUS is a membership based plan with UNLIMITED Telemedicine visits and guaranteed issue term life insurance coverage.

A Quick Look
  • Choose between 5 membership plan options! Options Include $10,000 to $50,000 of Term Life Insurance
  • Anyone Age 18 - 75 is accepted, GUARANTEED - No medical questions asked
  • Includes unlimited MDLIVE Telemed visits with $0 consult fee for the entire family
  • Se habla Español - Incluye seguro de vida emisión garantizada

For more information click the button below to view Seguro Life PLUS Video. Underneath is a brochure that you can download and view.

seguro life plus video
Seguro Life PLUS Downloadable Brochure

protect your loved onesFinal Expense Life Insurance Plans

We can help you ease the burden on your family and loved ones with a final expense plan. By planning for the future you can rest easy and enjoy the present with those important to you.
What is Final Expense Insurance?

While most people don’t like to talk about end-of-life issues, it is important to plan for them. As of 2023, the average funeral cost was $8,300. In most cases, a basic funeral service will include a memorial, death certificates for the deceased, and housing the remains. In addition to those costs, there are also charges involved for goods and services. Depending on the choices made the additional costs can continue to add up, this is where final expense insurance comes in.

A final expense life insurance plan can help protect loved ones from having to pay these costs out of pocket. Whether the plan will cover all end of life costs or even just a large sum, any amount of financial assistance will support your family and loved ones. For more information on this type of insurance plan, reach out to our experienced team.

View Final Expense Life Insurance Solutions

wide varietyDifferent Life Insurance Plans

There is a wide variety of life insurance plans available on the market. Here is a quick run-down of the most common plans and what they can provide. 

  • Term Life Insurance
    Term insurance is the most affordable option for life insurance. Commonly available with 10, 15, 20, and 30 year level premium guarantee periods but does not build cash value.
  • Universal Life Insurance
    Is another form of permanent insurance that blends some elements of both term insurance and whole life insurance with an option to provide an increasing death benefit. This can build cash value and if structured adequately can provide a monthly income benefit for life.
  • Whole Life/Permanent Life Insurance
    Often referred to as permanent insurance that provides level premiums for the life of the policy or a limited period. This will build cash value that can be accessed through policy loans or surrendered for cash.
  • Final Expense Life Insurance
    Written on a simplified issue basis, meaning limited health questions are asked. Whole life insurance with level premiums and builds cash value. Typically used to cover end of life expenses for loved ones.
  • Guaranteed Issue Life Insurance
    No health questions are asked to qualify. Death benefits are typically modified except in the case of an accidental death for the first two years before full death becomes available. This may or may not build cash value depending on the plan selected. With this plan everyone qualifies, though some age restrictions are present.
call us now for immediate assistance

Ready to Discover AHIA’s Insurance Solutions?

Our experts are ready to help right now or answer any of your questions. 

learn more
We are a multi-line insurance agency providing assistance to families like your own. We have local agents all over Texas that can guide you in making the right decision for your family.
Facebook-f Instagram X-twitter Linkedin-in
Quick Links
Our Products
Get In Touch

Corporate Office:

3502 Paesanos Pkwy., Ste. 102

San Antonio, TX 78231

Phone: 210.738.3537

Southside Office:

4614 E Southcross Blvd., Ste 106

San Antonio, TX 78222

Phone: 210.648.0555

Privacy Policy | © 1995 – 2024 | All Rights Reserved.

AHIA and its affiliates comply with applicable Federal civil rights laws and we do not discriminate based on race, ethnicity, national origin, religion, gender, sex, age, mental or physical disability, health status, receipt of health care, claims experience, medical history, genetic information, or evidence of insurability.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.