Medicare Health Plan Options
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The following is quoted from Medicare.gov
Your Medicare coverage choices
When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
Original Medicare (Part A and Part B) or
Medicare Advantage Plan (Part C)
Original Medicare
- Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
- You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
- You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
- To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.
Medicare Health Plan Options
- Are You turning 65?
- Do you have a disability?
- Are you moving, or leaving an employer?
- Do you have a chronic illness, or receive Low Income Subsidy?
We can answer your questions, help you keep your doctors, and find your lowest prescription prices.
We carry most major plans and can help you find one that will be of value.
Medicare Advantage (also known as Part C)
- Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These bundled plans include Part A, Part B, and usually Part D.
- In most cases, you'll need to use doctors who are in the plan's network.
- Plans may have lower out-of-pocket costs than Original Medicare.
- Plans may offer some extra benefits that Original Medicare doesn't cover.